Snapcard Privacy Policy

Effective Date: January 1, 2025

IWYNO FINWORKS LLC dba QWYK iSoft (“QWYK,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Snapcard mobile application (“App”) and related services.

1. Information We Collect

1.1 Information You Provide Directly:

  • Contact details (e.g., name, phone number, email)
  • Profile data (e.g., job title, company, links, bio)
  • Notes and tags associated with contacts
  • Feedback or inquiries
  • Payment and billing details (processed via affiliates)

1.2 Information We Collect Automatically:

  • Device information (model, OS, unique identifiers)
  • Log data (IP address, time stamps, crash reports)
  • Usage data (features used, frequency, duration)
  • Location data (if you grant permission for proximity-based features)

1.3 Information from Third Parties:

  • Social login providers (e.g., Apple, Google)
  • Payment platforms (e.g., Stripe, Apple Pay)
  • Affiliates handling financial transactions

2. How We Use Your Information

We use collected data to:

  • Provide, personalize, and improve Snapcard services
  • Enable contact sharing, reminders, and proximity alerts
  • Facilitate purchases, billing, and subscription management
  • Communicate with you about updates or support
  • Prevent fraud, abuse, and technical issues
  • Comply with legal obligations and enforce Terms of Service

If you are located in the European Economic Area (EEA), we rely on the following legal bases to process your data:

  • Your consent
  • The performance of a contract
  • Compliance with legal obligations
  • Our legitimate business interests

4. Cookies and Tracking Technologies

We and our service providers may use cookies, pixel tags, SDKs, and other tracking technologies to:

  • Analyze traffic and usage patterns
  • Enable core functionality
  • Improve user experience

You can control cookies via your browser settings.

5. Sharing and Disclosure of Information

We do not sell your personal data. We may share your data with:

  • Authorized affiliates and service providers (e.g., hosting, analytics, payment processing)
  • Legal authorities, when required by law
  • Parties involved in a merger, acquisition, or sale

All such parties are required to maintain confidentiality and use data only for authorized purposes.

6. Payment Processing via Affiliates

Snapcard may use authorized affiliates or third-party service providers to collect, process, and manage subscription payments or in-app purchases on our behalf. These affiliates operate under our instructions and are contractually required to protect your data and comply with applicable privacy and security laws.

We do not store or directly process your payment card details. All financial transactions are encrypted and handled through secure gateways such as Apple, Google, Stripe, or our appointed payment affiliates. Your use of such services is subject to their own privacy policies and terms of use.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

  • Access, correct, or delete your personal data
  • Withdraw consent
  • Object to or restrict processing
  • Data portability
  • Opt out of marketing emails or proximity notifications

You can access or update your data via the App settings or contact us directly.

8. Data Retention

We retain your personal data only as long as necessary to:

  • Provide services
  • Comply with legal requirements
  • Resolve disputes and enforce agreements

When no longer needed, we securely delete or anonymize your data.

9. Data Security

We implement physical, technical, and administrative safeguards to protect your data. However, no system is 100% secure. Please use strong passwords and notify us immediately of any unauthorized activity.

10. Data Breach Notification

In the event of a data breach, we will notify affected users and regulators in accordance with applicable law. For users in the EU, this will occur within 72 hours if there is a risk to your rights and freedoms.

11. Data Transfers

Your information may be transferred to and processed in countries outside your country of residence, including the United States. We ensure appropriate safeguards (e.g., contractual clauses) are in place.

12. Children’s Privacy

Snapcard is not intended for use by individuals under the age of 13 (or equivalent minimum age in relevant jurisdictions). We do not knowingly collect data from children. If you believe a child has provided data, contact us immediately.

13. Do Not Track (DNT)

Snapcard does not currently respond to browser-initiated Do Not Track signals.

14. Business Transfers

If Snapcard is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before any such transfer.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email, in-app notifications, or our website. Continued use of the App constitutes acceptance of the updated policy.

16. Contact Us

For any questions, concerns, or requests, contact:

IWYNO FINWORKS LLC dba QWYK iSoft
Austin, TX
Email: [email protected]
Website: https://snapcard.4xn.in

17. Effective Scope

This Privacy Policy applies to all users of Snapcard, regardless of location, and is intended to be compliant with major data protection regulations, including the GDPR, CCPA/CPRA, and other applicable laws.